"If you don't have a credit card, you can use a debit card," said the restaurant's co-owner, Tony Zazula. "If you don't have a debit card, you probably don't have a checking account. And if you don't have a checking account, you probably shouldn't be eating at Commerce to begin with."
No more hobos straggling in to spend their panhandling proceeds on marinated Hamachi ceviche with yuzu, tomato, chile and cilantro! Problem solved.