Heidi Klum's legs. America Ferrera's pearly whites. David Beckham's precious limbs. Jennifer Lopez's aging ass. David Lee Roth's semen. (Seriously.) A list of 15 of the weirdest insurance policies ever created after the jump.
Certain celebrities are known for their looks or certain "assets" that if critically damaged or deformed, could impede their ability to make millions. From Jennifer Lopez's butt to Dolly Parton's chest, these women know that their careers are at stake should they be hurt in any way.
And that's why they've taken out insurance on their bodies. Because in this day and age, when you can gamble against a deteriorating bank via credit default insurance, any kind of contract is possible. Below: Fifteen contracts that will no doubt help you feel at ease the next time your premium gets raised.
Heidi Klum's legs: $2.2 million
Klum has both legs insured, but one happens to be worth more than the other: "The Victoria's Secret strutter's right gam is insured for $1.2 million, but her left is worth only $1 million. Why the discrepancy? A little scar on her left limb." [ET Online]
Tom Jones' chest hair: $7 million
Believe it or not, Jones used to be considered a sex symbol, so to keep his sexiness in tact, he's insured that mane of hair on his chest for a princely sum: "Tom Jones, still making elderly Las Vegas audiences swoon at age 67, lives in fear. Sure, he's stayed famous for like half a century, and probably sexed enough women to populate a small and very satisfied country. But Tom believes all that could come crashing down with a single accident (say, a spontaneous shirt combustion) that in any way damages his luxuriant pelt of chest hair." [Cracked]
Hole-in-one insurance for golfers: $50,000
Sometimes golf tournaments offer big prizes for a golfer who hits a hole-in-one. But what if someone actually does it?
Lloyd's will insure contest operators up to $50,000. [Telegraph]
Thailand riot insurance: $10,000 per tourist
Thailand can be dangerous, so to encourage tourism, its government is offering insurance policies in case of a riot:
"Thailand is continuing to offer insurance coverage worth $10,000 to anyone harmed in riots and demonstrations as it seeks to attract tourists scared off by political turmoil, officials say." [NYT]
Career-threatening injury to David Beckham: $151 million
Possibly the most ironic item on this list considering that Beckham recently had surgery on his achilles tendon. If he can't play soccer again, Beckham can expect a cool $151 million payout. [Times UK]
Taco Bell's space station promotional bullseye insurance policy
During a promotion for a piece of the MIR Spacestation, Taco Bell said that if during re-entry the flying object hit a floating target the company had set up, everyone in the US would get a free taco. God forbid it actually happened: Taco Bell hedged with an insurance policy to avoid going completely bankrupt. [SpaceRef]
Food critic's taste buds: $400,000
A food critic has one of the best jobs in the world, no doubt. But if they eat a wing too spicy or something like that, they risk their taste buds being obliterated, which would end their career. Hence the major insurance policy just in case things go wrong. [BankRate]
Keith Richards' middle finger: $1.6 million
The Rolling Stones' Keith Richards has already said "f#$% you" to the world on multiple occasions, but just in case he can't get one last flip of the bird in before he dies, Richards has insured his middle finger for $1.6 million. [Examiner]