Is it really surprising that debt collectors use Facebook to try to contact debtors? They're basically paid to annoy people by any means necessary. Now a woman is suing a debt collection agency for using Facebook to harass her.

Florida resident Melanie Beacham owed $362 in car payments, and debt collection agency MarkOne Financial LLC was tasked with getting the money. So they started calling her up to ten times a day. But they also messaged her and her relatives on Facebook, which sparked a lawsuit from Beacham in August claiming that MarkOne "intentionally harassed and abused the Plaintiff in outrageous format."

Facebook is not keen on becoming the go-to-site for debt collectors looking to shake down deadbeats. (Although, maybe this could be a good third-party app someone could develop. DebtVille.) A spokesperson told the Atlantic's Alexis Madrigal that "Facebook policies prohibit any kind of threatening, intimidating, or hateful contact from one user to another."

Advertisement

Here's a hint: If you owe someone money, just make your Facebook profile private. It's basically the cyber-equivalent of turning off the lights and pretending no-one's home whenever the debt collector comes to your door.