Last year's financial collapse was made possible by the greed and incompetence of credit rating agencies, who got paid to lie about the value of subprime debt. It turns out they were responsible for the Goldman Sachs bailout, too.

The nice thing about Eliot Spitzer's post-politics career? He's still in politics. But because he doesn't have an office to run for all the time, he's basically saying whatever he wants. Like calling the Federal Reserve a "ponzi scheme."