As I read this I realize once again that people grossly overestimate how much money record companies actually pay out for record sales. The money's in publishing and, looking at the writing credits, it appears that Tweedy would have gotten the lion's share. But it's a myth that most rock stars are rich in anything but bimbos and STDs.
@Mediahohoho: right? it's mind-boggling to me to assume that the former guitarist for wilco is like rollin in SUVs and mansions and shit. i mean, yeah, he probably could have gone ahead and saved more $$$ than he obviously did but what the shit? it's not like jay bennett is sean combs for god's sake (AND EVEN IF HE WAS THAT RICH, he still doesn't deserve to die because he made a couple bad decisions and lost his money? what is that?).
@allyzay: The only people who make "rock star" money are steroidal jocks and those moral voids who work in the financial sector. Because they bring so much to the table.
@Mediahohoho: Thank you! People hear musician, they think rock star and then they think money. About 5% of the performers in the industry have pay outs like Diddy or Tommy Lee and the rest are a bunch of average joes. WIlco, while independently and through the years successful, have never have a true hit, where most of the big bucks come from.
@intime: Yes. Our medical outcomes are near the bottom of the developing world. So yes, while no longer considered a first world country, we are among the best in the developing world.
This guy made a ton of money in his life. He did not choose to spend it on health insurance. I lost my job last year and even though I was really struggling financially, I made insurance a priority.
"We hate to get all political at the time of a man's death, but if a well-established musician/producer like Jay Bennett couldn't afford the health care he needed to seek treatment for his crippling injuries, what hope does that leave for the rest of us in this country?"
I very much disagree with this statement. A rich guy who pisses his money away on drugs and God knows what else doesn't set any sort of example for the rest of the country.
@PamBeesley: why on earth do you assume he's made "a ton of money"? whatever, you're right, people should probably just die if they make a couple bad decisions in their lives, because you never have AND you had to have a financial struggle for a while, so you already know what it's like.
Either I'm missing something, or you're missing something. The article says he had health insurance, but the injury was a pre-existing condition and not covered. Major difference.
@Ohcaptainmycaptain: To all of you advocating cutting public services and lowering taxes on the wealthy: Maybe if those who can afford it paid the govt a fair share, everyone could afford health insurance?
@Ohcaptainmycaptain: People stopped paying for music when they realized that most of money you spent on a CD/tape/record, if the band was with a huge label, went to the label and not the band. And because we are all broke.
@if_i_only_had_a_heart: The schools are better in Canada? Have you fucking seen McGill? The place is a Scottish shack falling apart, living off its reputation.
What else? Lakehead U? U of Windsor? Memeorial U of Newfoundland? I mean, Queens and U of T are ok, but let's not get carried away.
@Ohcaptainmycaptain: But do you believe that the schooling that the aggregate US population receives does them more good than the schooling that the aggregate Canadian population receives? I think that's the point the original comment is making.
Your position seems like a tough one to defend in that context, especially given the vast size of the undereducated underclass in the US. But I'm willing to listen to arguments that it's actually the other way around -- I'm not an expert on Canadian education.
"..but if a well-established musician/producer like Jay Bennett couldn't afford the health care he needed to seek treatment for his crippling injuries, what hope does that leave for the rest of us in this country?"
Cajun Boy, you are making a big leap in logic here. How do we know he couldn't afford it? Perhaps it was not in his top financial priorities until he became sick/injured? As a former health insurance broker, I know many people who couldn't "afford" health insurance, when really it just wasn't a financial priority for them. If you are living in a nice apartment, go out to dinner a couple times per month, bars on the weekends, etc... you probably can afford health insurance -- you just aren't willing to cut out some of these extras to afford it.
As for those who claim the preexisting bit as an excuse not to purchase health insurance, please be aware that the pre-x generally runs out after a year plus it does cover everything else that may happen to you that is unexpected (think appendicitis, broken bones, stitches, and other emergency health situations that aren't pre-x).
I am all for providing those who truly cannot afford health insurance coverage. But I do bristle when people who truly can afford it, opt out because they aren't willing to make lifestyle sacrifices to protect themselves.
The healthcare industry fatcats use scare tactics (You'll never get in to see your doctor! The care you get will suck!) to strike fear into the hearts of Amurikans so we'll keep going with the status quo.
It's broke, people. We should riot in the streets until it's fixed and everyone has universal healthcare.
@BowlingForDollars: Agreed. But he was fairly successful? Could he not have afforded private coverage or just didn't do it? Sounds like he could have had AVN, which degenerates the hips and is caused by/contributed to by heavy alcohol/drug use. I'm not saying anyone deserves things like this but it's important to be aware of the consequences of those actions above and beyond liver damage, etc. Take care of yourselves people!
@bboston88 (star please?): I am self employed - and my coverage is 450/month. That cost is the second biggest cost besides my mortgage each month. That is also with a 5K deductible. Which means I will only be able to use my insurance if something catastrophic happens to me. I might as well not have any coverage either, since I can't do any preventative care.
@BowlingForDollars: I know. I agree. I was laid off one time and my COBRA was nearly $1000/month for a single person. I get it. I'm wondering out loud if he could not have swung $450 a month or something. I know many people can't, MANY but wondering out loud what his situation was. It sucks but $450 a month is still better than being left with nothing if, god forbid, you are diagnosed with something catastrophic.
@bboston88 (star please?): It's funny how your priorities change around this. When I was single, I never seriously considered COBRA because it seemed ridiculously expensive to me. Now, however, I'm married with a 15-month-old and I'm just about to write a check for $1,600 for the twelfth month in a row just to make sure there's no lapse in coverage. Needless to say, this is devastating financially. The only comfort I take from the economic meltdown is that a lot of people are now going to be confronting this situation and, hopefully, there will be enough pressure to force action on this issue. When you're being ruined financially, cries of "ohmygodsocialism!" aren't as alarming as they might otherwise be, especially when you know that if you lived in a northern European country, the idea of having to choose between feeding your child and insuring your child are considered barbaric and anachronistic.
@fileunder: Howzabout the music industry getting together, starting with the zillionaire megastars, and starting a sort of plan for the self-emmployed artsy fartsy type? It could work as a pilot plan for other types, as long as we're revamping (ha!)american health care.
Really, I'd love to come back and live in the US for a few years, but not until you fix this mess.
@Sargasm (since my reply finally broke) -- we have friends in the same boat. She carried their health insurance, switched jobs into our company, picked up their health insurance at the end of her 90 wait period and then discovered that A) she was pregnant and B) it was high risk. She had to quit her new job to go on modified bed rest (because she hadn't worked long enough with the company to qualify for the FMLA), thus making her husband responsible for the insurance. He picked up the slack and we thought all was well -- until after the first appointment. They received a letter letting them know that her pregnancy was a preexisting condition and that the charming insurance company that was so happy to cover her appointments two weeks ago now wouldn't spot her a dime.
I am blind with rage when I think about it. And I shake with fury when I think about the night they sat at our dinner table talking about possibly terminating the pregnancy because there was no way they could cover the costs of her care on their own, especially on one income. Out of pocket, her OB/GYN was charging $500 a visit and wants to see her twice a week. It's unbelievable.
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at the same time no one should die because they can't afford the medical care they need - NO ONE!
What is this - a Third World country????
I guess so.
05/26/09
05/26/09
"We hate to get all political at the time of a man's death, but if a well-established musician/producer like Jay Bennett couldn't afford the health care he needed to seek treatment for his crippling injuries, what hope does that leave for the rest of us in this country?"
I very much disagree with this statement. A rich guy who pisses his money away on drugs and God knows what else doesn't set any sort of example for the rest of the country.
05/26/09
05/26/09
Earthy, folk-influenced, alt-country: Wilco.
Abstract, experimental: Bennett.
Few Wilco songs that aren't insufferably precious. And the ones that aren't are likely to involve Bennet's contribution.
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I suggest that question is relevant in either scenario.
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and for that matter every other industrialized country where the schools are better too
05/26/09
What else? Lakehead U? U of Windsor? Memeorial U of Newfoundland? I mean, Queens and U of T are ok, but let's not get carried away.
05/26/09
Your position seems like a tough one to defend in that context, especially given the vast size of the undereducated underclass in the US. But I'm willing to listen to arguments that it's actually the other way around -- I'm not an expert on Canadian education.
05/26/09
Cajun Boy, you are making a big leap in logic here. How do we know he couldn't afford it? Perhaps it was not in his top financial priorities until he became sick/injured? As a former health insurance broker, I know many people who couldn't "afford" health insurance, when really it just wasn't a financial priority for them. If you are living in a nice apartment, go out to dinner a couple times per month, bars on the weekends, etc... you probably can afford health insurance -- you just aren't willing to cut out some of these extras to afford it.
As for those who claim the preexisting bit as an excuse not to purchase health insurance, please be aware that the pre-x generally runs out after a year plus it does cover everything else that may happen to you that is unexpected (think appendicitis, broken bones, stitches, and other emergency health situations that aren't pre-x).
I am all for providing those who truly cannot afford health insurance coverage. But I do bristle when people who truly can afford it, opt out because they aren't willing to make lifestyle sacrifices to protect themselves.
05/26/09
05/26/09
The healthcare industry fatcats use scare tactics (You'll never get in to see your doctor! The care you get will suck!) to strike fear into the hearts of Amurikans so we'll keep going with the status quo.
It's broke, people. We should riot in the streets until it's fixed and everyone has universal healthcare.
Rest in peace, Jay Bennett. You'll be missed.
05/26/09
05/26/09
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05/26/09
Really, I'd love to come back and live in the US for a few years, but not until you fix this mess.
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05/26/09
Hell, some bands even do this for kids of musicians - the Dismemberment Plan did a benefit for the Jawbox kid a few years ago.
05/25/09
I am blind with rage when I think about it. And I shake with fury when I think about the night they sat at our dinner table talking about possibly terminating the pregnancy because there was no way they could cover the costs of her care on their own, especially on one income. Out of pocket, her OB/GYN was charging $500 a visit and wants to see her twice a week. It's unbelievable.