If you make less than $50,000 per year, you will soon be entitled to overtime pay. “Me?” you wonder, glancing around with uncertainty. Yes: You.

Years after the 2008 financial crisis, America is still arguing over how to address Wall Street’s “too big to fail” problem. Here is another perspective, based on history: there is only one choice.

The idea of a universal basic income for all citizens has been catching on all over the world. Is it too crazy to believe in? We spoke to the author of a new book on the ins, outs, and utopian dreams of making basic income a reality.

New York City’s $60 billion civil employees pension fund has just decided to drop all of its investments in hedge funds. That’s the sound of one more nail being hammered into a coffin.

The Panama Papers offer a good opportunity to say: Hey, how much is all this offshore tax haven bullshit costing the American public. According to one estimate: a shitload, of money.

In the history of the modern American stock market, the chance of an extreme one-day crash is about 1% in any give six month period. So why is everyone constantly terrified that it will happen?

Kids who grow up poor have a better chance of one day not being poor if they grow up neighborhoods where everyone isn’t poor. But in some cities, affordable housing crises are making that impossible. It’s a quandary.

A new study finds that historically black colleges are charged more money to issue bonds than white schools, even if they are equally strong financially.

That odd sound you hear this morning is the groaning of a million financial con artists who are complaining that their business model—ripping people off—is being undermined by good governance. Dang.

Perhaps the best reason to worry about Wall Street money managers ripping off investors is that most of those investors are regular people—via retirement plans. The extent of the Wall Street skim is truly shocking.

Yale University is sitting on an endowment worth $25.6 billion. The state of Connecticut, on the other hand, is pretty broke. Now, Connecticut wants to tax Yale’s endowment. This could be more revolutionary than it sounds.

If you want to go to college, try community college. Try public college. Try the school of hard knocks. Do not, however, pay money for a degree from an online, for-profit school. Studies say: no!!!

In San Francisco and Silicon Valley, housing is expensive and in short supply. All throughout the Bay Area, cities are discussing where the hell all their schoolteachers are supposed to live.

Here is a wild idea you might like: the government giving money to everyone, for free. This lovely idea is growing more realistic by the week, friends!

New data from Seattle, Los Angeles, and other cities that raised their minimum wage recently show little to no negative effects on hiring after those wages went up. Don’t believe the hype.

Most people don’t have pensions to look forward to in retirement any more. But don’t be jealous of those who do—their pensions are seriously fucked.

“Adjunct professors” are the McDonald’s workers of academia: poorly paid and highly disposable. Is raising their pay to (barely) middle class levels really too expensive? It’s all a matter of priorities.

Unless you work in a restaurant, you may not have noticed that many restaurants no longer include “automatic gratuities” on the checks of large groups. But if you do work in a restaurant, this little change may have left you financially destroyed.

As inequality has grown around the world, an extremely simple idea—to give everyone some money—has become more and more compelling. Crazy? On the contrary!

Paul Ryan—the lovable Republican, who cares in theory about poverty. Right? My friends, I’m afraid that the only thing Paul Ryan demonstrably cares about is breathtaking levels of pro-Wall Street doublespeak.