A philosophical question: Is saving money a moral imperative? That is, given the means, are we all ethically obligated to save at least a small portion of our income, in case of emergency? Or are we morally free to blow every penny on impulse purchases, the future be damned?

According to a new survey done by U.S. News & World Report, people under 30 have watched the current financial horrorshow unfold and have taken lessons from you idiots. Namely, they're going to pay down debt and save their money.