It's happened before, but this time a bank not only sent repo men to foreclose on the wrong house — they sent repo men to foreclose on the wrong house in the wrong town.
Nikki Bailey of Logan, West Virginia, said she had returned home from visiting a friend in the hospital to find repo men from CTM Industries removing the last items of furniture from her house.
Asked what they were doing, the men said they had been ordered by an unnamed bank to foreclose on Bailey's house.
The only problem was, Bailey's house was bought in full 25 years ago.
It seems the house slated for repossession was on Godby Heights, whereas Bailey lives on Godby Street.
In fact, there is no Godby Heights in Logan; the street they were looking for was in Chapmanville, over 10 miles away.
"Everything was gone," she told WSAZ. "Living room furniture, my Marshall diploma, my high school diploma, my pictures — my history. I was teacher of the year. All of that stuff is gone — certificates from that. It’s all gone."
Making matters much worse, the repo men told Bailey all the items they removed from her house were "junk" and had been trashed.
The only things she managed to salvage were a dresser, a chest of drawers, and a mirror that were still on the repo truck.
Bailey and her lawyer have now begun the arduous process of securing restitution for her lost items — a task made even more challenging by the fact that the source of the error remains unclear and the repossession company refuses to identify the bank that sent it to Bailey's house.
Meanwhile, Kanawha County Prosecutor Mark Plants has already ruled out the possibility of forthcoming criminal charges.
"It’s a lot like taking someone's luggage at the airport," he told WSAZ. "If I take a black bag, a black piece of luggage, get home and realize this is not my bag — that's not a crime. That's an accident."
Except, of course, that in Bailey's case, the black piece of luggage ended up at the dump.
[screengrab via WSAZ]